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Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

5 Essential Compliance Tips for Restaurant Owners

5 Essential Compliance Tips for Restaurant Owners

Running a restaurant is a complex task that requires managing staff, pleasing customers, and marketing to keep customers coming in. Amid the daily hustle, compliance with regulatory requirements can slip down the priority list. Overlooking these requirements can lead to serious financial and legal consequences that can jeopardize your business. The following five essential compliance tips can help restaurant owners navigate this complex landscape: Understand...

How Does My Credit Score Affect My Insurance Rates?

How Does My Credit Score Affect My Insurance Rates?

March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a landlord will consider.  Another area where credit score plays a critical role is in determining...

Should I Switch from Term to Whole Life Insurance?

Should I Switch from Term to Whole Life Insurance?

Like most answers regarding insurance, the solid answer when deciding whether to switch between term and whole life insurance is, “It depends.” There are many reasons to switch from term to whole life insurance, but the decision must reflect your situation. To Build Savings for the Future Unlike a term life insurance policy, which offers no value after the specified period ends, a whole life...

What Does a Home Safety Assessment Involve?

What Does a Home Safety Assessment Involve?

As one gets older, getting around can become a little more challenging. One gets tired more easily; maybe one’s back is painful, or the knees or hips have become troublesome. Keeping things organized in your home environment can give you greater physical security and peace of mind. This is what a home safety assessment focuses on. What is a Home Safety Assessment? A home safety...

Your Guide to Purchasing Small Business Insurance

Your Guide to Purchasing Small Business Insurance

Small business insurance can help independent business owners better cope with the challenges and risks inherent in their work. Several types of small business insurance policies are available—what’s right for you? Types of Small Business Insurance Policies All small businesses need to be insured. The types of policies available include the following: General Liability Insurance: These policies protect against personal injury lawsuits, property damage caused...